heres my gnucash account recipe

Initial setup

- Set up your bank account as "Assets:BendigoBank passport account" or whatever your income lands into, set your opening balance as of the financial year

- set up a "Assets:AR" as type Accounts/R

- Setup any Expense sub-accounts, these need to be defined prior to importing the QIF as theres a bug in the QIF importer.

Importing your QIF

For savings/bank account type